Graduate Plus Loans | Southern College of Optometry
What's Next?

After the maximum in Stafford loans are awarded, graduate students have access to the Graduate PLUS loan for amounts up to the cost of education minus other financial aid.

  • This loan requires a credit evaluation that is less stringent than a private loan.
  • Students in an in-school status at least half-time will automatically receive an in-school deferment.
  • There is a 4.276% origination fee.
  • Interest is fixed. The current interest rate is 7%.
  • Payments begin 30-60 days after enrollment ceases.