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Prospective Students

Like any endeavor worth pursuing in life, it takes careful preparation to become an optometrist.

Request Information
  • Admissions
    • Academic Information
      • Prerequisite Courses
      • Recommended Pre-Optometry Course Sequence
    • Deadlines
    • How to Apply
      • State Residency Certification
        • State Residency Certification Officers
    • International Students
    • Become a Competitive Applicant
    • Tips for Applicants
  • Events for Prospective Students
    • Eye on Success (College Program)
    • Discover Optometry
    • Success in Sight (High School Program)
  • Get to Know SCO
    • FAQS
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  • Online Information Sessions
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    • Scholarship Opportunities
    • Student Debt Calculator
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    • Living in Memphis
    • Housing Virtual Marketplace
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      • Student Ambassadors
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  • Tuition and Fees
    • Tuition Deposit
  • Why SCO?
    • ASCO Profile
    • Choosing an Optometry School
    • National Board Passage Rates
    • Profile of Entering Class
    • Residencies
    • The Eye Center
      • Video Tour of The Eye Center
  • Contact Student Services
    • Enrollment Services
    • Counseling Services
  • Request Information
  • Visit SCO
    • Transportation Options
    • Interactive Tour

Current Students

Students are at the heart of our mission.

Student Resources
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  • Financial Aid
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    • Financial Aid Resources
      • Debt Calculator
        • Debt Calculator for Prospective Students
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      • Glossary of Basic Loan Terms
      • Scholarship Search Sites
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  • Hayes Center for Practice Excellence
    • Optometry’s Practice Connection
    • Practice of Excellence Award
    • Summer Shadowing Contest
    • Resources
  • Residency Programs
    • Admission to Residency Programs
    • Online Residency Application
    • Our Residency Programs
      • Appelbaum Eye Care Associates, PC
        • Program Supervisors
        • Program Information
        • Program Policies
        • AppelbaumVision.com
        • Visionhelp.com Group
        • Vision Therapy & Sensory Integration Specialists
        • Comments from Past Residents
      • Bond-Wroten Eye Clinic
        • Staff Physician
        • Program Policies
        • Program Supervision Policy
        • BWEC Residency Brochure 2020 (PDF)
        • BWEC Residency Brochure Flyer (PDF)
      • Bowersox Vision Center, PSC
      • Children's Hospital Colorado
        • Supervision Policy
      • Community Health Centers of the Central Coast, Inc.
      • Draisin Vision Group
        • Draisin Vision Group Residency Handbook
      • Duke University
      • Eye Specialty Group/Southern College of Optometry
        • Program Policies
        • The Eye Center
        • SCO Supervision Policy
        • Residency Supervisors
        • Directions to Facilities
        • On Call Manual
      • Eyecare Professionals, P.C.
        • Residency Website
        • Program Policies
        • Program Description
        • Stipend and Benefits
        • Facility Photos
        • Background Reading
        • Testimonials
        • Video
        • Eyecare Professionals, P.C. Brochure (PDF)
      • Family Eyecare Associates, P.C.
        • Program Policies
        • Resident Supervisor
        • About This Residency
        • Program Description
      • Gainesville Eye Associates
      • Georgia Eye Partners
      • Greenville VA Outpatient Clinic
        • Program Policies
      • James H. Quillen VA Medical Center
        • Program Policies
        • Facility/Area Description
        • Photos
        • Directions to Facilities
        • Interactive Area Map
        • James A. Quillen VAMC Facility
        • James H. Quillen VA Medical Center Brochure (PDF)
        • Residency Spotlight: James H. Quillen VAMC
      • Louisiana Family Eyecare
      • Memphis VA Medical Center
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        • Memphis VAMC Facility Site
        • Resident Manual 2016-17
      • Moyes Eye Center
        • Program Supervision Policy
      • Neuro-Vision Associates of North Texas
        • Dr. Shidlofsky Vision Training Partnership News
      • Ochsner Clinic
        • Program Policies
        • Staff
        • On Call Policy
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      • Ralph H. Johnson VA Medical Center
        • Program Policies
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        • Contact Ralph H. Johnson VAMC
        • Ralph H. Johnson VAMC Facility Site
      • Paul Vision Institute
        • Paul Vision Institute Brochure (PDF)
        • PVI Vaccination Policy
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      • Salem VA Medical Center
        • Program Policies
        • Official Salem VAMC Site
        • Interactive Area Map
        • Salem VA Medical Center Program Brochure (PDF)
        • Salem Optometry Residency Program 2021 (PDF)
      • SouthEast Eye Specialists
        • Residency Program Supervision Policy
        • Program Policies
        • Quality Assurance Protocol
      • SCO, Residency in Vision Rehab, with Emphasis in Low Vision Rehab and Ocular Disease
        • Program Policies
        • Video Tour of The Eye Center
      • SCO, Residency in Vision Rehabilitation, with Emphasis in Brain Injury Rehabilitation
        • Video Tour of The Eye Center
        • Video: SCO's Pediatric/Vision Therapy & Vision Rehabilitation/Brain Injury programs
        • Residency Supervisors
      • The Eye Center at SCO Pediatric Optometry, with Emphasis in Vision Therapy and Vision Rehabilitation
        • Program Policies
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        • Video Tour of The Eye Center
      • The Eye Center Primary Care Optometry, w Emphasis in Family Practice Optometry and Ocular Disease
        • Program Policies
        • Program Description
        • Residency Supervisor
        • The Eye Center Facilities
        • SCO Supervision Policy
        • Directions to Facilities
        • Interactive Area Map
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        • Hefner VA Externship Residency ProgramPresentation (PDF)
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        • Official Salisbury VAMC Site
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        • Contact WJB Dorn VAMC Residency
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        • Website
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    • 2021-22 SCO Residency Programs (PDF)
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Alumni

Get involved in our thriving alumni community.

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    • Upcoming Events
  • Hayes Center for Practice Excellence
  • SCOnline Alumni Newsletter
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About SCO

SCO is one of the nation's leading optometry schools.

Our Campus
  • Who We Are
    • Mission Statement
    • Department Directory
    • Leadership
      • Board of Trustees Bios
      • President
      • Organization Chart
      • President Emeritus
    • Our Clinics
    • Community Engagement & Outreach
    • Strategic Plan
      • Strategic Plan Booklet
    • Student/Graduate Achievement
      • Retention and Graduation Rates
      • NBEO Passage Rates
      • Career Placement and Residency Rates
    • Graduate Attributes
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  • Accreditation
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  • Campus Store
  • Contact Us
    • Records Requests
      • Credential Request
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  • Diversity & Inclusion
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  • Title IX
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Milestone Events

Take time to recognize these significant achievements.

Event Schedule
  • Heart of America
  • SECO
  • Spring CE Weekend
    • Registration
    • Spring CE Speakers
    • Spring CE Agenda
  • Commencement
    • Candidates for Honorary Degrees and Special Recognition
    • Family & Guest Events
    • Gamma Omicron Diploma Framing
    • Student Schedule
    • Commencement Livestream Recording
  • Residents' Weekend
  • AOA - Optometry's Meeting
  • Orientation
    • Orientation Schedule
      • Thursday, August 26
      • Friday, August 27
    • Important Information and Links
    • Student Organizations
    • Class of 2025 IRIS
    • COVID-19 Protocol
    • Welcome to SCO & Memphis
    • Pre-Recorded Orientation Sessions
  • White Coat Ceremony
    • Student Optometric Oath
  • Homecoming
    • Hotel Information
    • Class of 2017
    • Class of 2012
    • Class of 2002
    • Class of 1997
    • Class of 1992
    • Class of 1982
    • Class of 1972
  • Convocation
    • Convocation 2020 Program
    • Convocation 2020 Program for Mobile Devices
  • American Academy of Optometry
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Debt Calculator for Prospective Students

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  • Current Students
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  • Debt Calculator
  • Debt Calculator for Prospective Students

To utilize the debt calculator, you just need to fill in the appropriate costs for each category for SCO and/or any other optometry school you are considering. The chart to the side of the calculator provides further details explaining each category and how to determine each cost based upon your personal circumstances. The calculator will help you fill in the SCO data.

We encourage you to investigate comparable charges/costs for any other optometry school to give you a better comparison. Once your total debt is filled in, please click the Calculate button, and the calculator will estimate your monthly loan repayment schedule over a ten-year payment period. If you have any questions about the calculator, please contact Joe Hauser, Vice President for Student Services, at [email protected]

Tuition/Fees:
For  2021-2022, SCO Regional tuition is $19,858  and Non-Regional is $39,058. Incidental fees are $420. To compare to other schools, make sure you insert 2021-2022  tuition and fees. Future tuition and fee charges for the 2nd, 3rd, and 4th year will assume a 3% annual increase.

Living Expenses:
Includes rent/housing, utilities, food, transportation, and miscellaneous costs. SCO estimates living expenses for students without children are $1,515/month and $2,240/month/month for students with children. SCO estimates are for students living in popular apartments (not dorms) in various areas of Memphis. If you desire to use a cost of living index to compare the cost of another city to Memphis, you may use one of the following:

  • Bankrate.com Cost of Living Comparison Calculator
  • CityRating.Com Cost of Living Calculator
  • Sperling's BestPlaces Cost of Living Calculator

This way you are truly comparing apples to apples. Future living expenses will increase 6%/year for your 2nd, 3rd, and 4th years of enrollment.

Books/Equipment:
The annual average cost for books/equipment at SCO is $3,773. Most optometry schools’ charges are similar, but you may want to locate the specific costs at any other school to compare. Fourth year students do not have books/equipment cost at SCO.

Contributions are any assistance you may receive to help off-set borrowing. This includes, but is not limited to: scholarships, family assistance, personal savings, income from spouse, federal work study, state financial assistance programs, etc. Simply insert any estimate for this category. SCO strongly encourages students to maximize any opportunity to lower their borrowing needs.

For more information about how the calculations are done, see How Your Projected Debt and Repayment Figures Are Calculated.

Annual Cost SCO Other
Tuition/Fees
 
Living Expenses  
Books & Equipment
Total Costs
Contributions (scholarships, parents,
state assistance programs, etc.)
Projected Annual Debt
     
Projected Four Year Debt
     
   

Estimated Monthly Payments Calculated at
6% fixed interest rate:
Year
Projected Debt
Total
Debt
Monthly
Payments
Total
Interest Paid
Total
Repaid
SCO Debt
Other School Debt
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Southern College of Optometry

1245 Madison Avenue
Memphis, TN 38104

(901) 722-3200

The Eye Center

1225 Madison Avenue
Memphis, TN 38104

(901) 722-3250

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