What's Next?

To utilize the debt calculator, you just need to enter your current year at SCO and your current debt level.

Then, please click the Calculate button, and the calculator will project future costs/debt at 6%/year until graduation and estimate your monthly loan repayment schedule over periods of 10, 15, 20 and 25 years.

If you have any questions about your current debt level or anything related to the calculations, please contact the Financial Aid Office.

Your last completed class year:
Amount you have borrowed as of your last year:
Enter an amount you want to reduce your borrowing by for each remaining year to see how it would affect your future debt: